Testimonials

I will recommend my good friend and agent Suriani anytime to you. Suriani is focused, will look into your needs and help adjust your portfolios to the right mix and allocations. Very happy and glad that she is managing mine.

I’ve known Nicholas for a long time, he is a great friend and financial advisor. The best part about him is that he doesn’t try to hard-sell for more profit and instead works well to keep within my financial needs and constraints.

Would strongly recommend potential clients out there to have a conversation with him to see how he can help you.

I am grateful to Wai Bin for the fantastic explanation and clarifications, as prior to meeting her, I was left hanging without a professional to advise me on my finances and policies for quite some time.

Wai Bin is a great adviser that I will gladly recommend to anybody.

Wai Bin is a very caring, friendly, and patient person. She always ensures that my family comprehend our insurance policies in their entirety, and clears all our doubts entirely. She is a very dedicated and professional financial consultant who has rightfully earned the trust and confidence of my entire family, and this is the reason we are confident in choosing Wai Bin to be our family's dedicated financial consultant.

Kok Seng's greatest strength would lie in his dedication and commitment to customizing his services to the clients needs. Rather than use standardized models and fit the financial status into it, he takes the time and commitment to understand the needs and wants of the client, before proposing a detailed plan on how the client can go forward to achieve that goal over a long horizon. Kok Seng can be seen more as a friend rather than a financial planner. He takes time to talk to you and know you on a personal basis and goes beyond his scope to ensure that your welfare looked after. With him around, I can have an ease of mind as I know that my financial needs are being taken care of.

Kok Seng is a professional and enthusiastic financial planner. He is very proactive and always care for his customer. In spite of the young age, he has showed a great financial knowledge and a willingness to go extra mile to better serve his clients. I totally feel secure when putting my portfolio under his management as I know I am in his good hands now.

My financial advisor, Susan Tan.

Years back we have sought Susan’s services and advice on planning for our financial security in health coverage and estate planning. Since then she has been continually updating us on our needs during the different stages of our lives. She has achieved doing this in a very professional manner and her astute advices provided have really helped us tremendously.

Susan has always been caring and engaging in explaining complex issues thoroughly in relation to the various Financial Plans, particularly reassuring us the integrity in your dealings with us. Her continual advice on financial planning issues has saved us significant amounts of money.

The expertise and attention to details with which she has handled our financial affairs could not be better. Nothing would give us greater pleasure than to see her scale to new heights in the Financial Planning Industry.

Nicholas has been a trusted friend and advisor of mine for over 5 years. He is a professional, knowledgeable, responsible, and sincere consultant who constantly strives to deliver his best for his clients.

I can count on him for any financial advice because I know that he always has his clients’ best interest at heart. I am confident that Nicholas will bring immense value to anyone who chooses to engage his services.

Susan's passion in planning for her client's disposable income for inheritance and legacy, sustainable provision on retirement for her clientele have been her continuous learning and service.

Her tenacity to take time to research and offer best suited instruments for clients are of gold standard. Clients who have been served by her diligence are very satisfied with her standard of commitment to serve excellently.

She's sincere, attentive and has a warm personality. She has always placed the future economic well-being of her clients as her priority and therefore she has always been my first choice of recommendation.
Make an appointment with Susan if you have a strong desire to grow your funds surely and steadily.

Susan has managed my portfolios for decades, the significance of having an advisor that has a long staying career like hers is because of the increasing need to review and adopt new risk management measures. On top of risk management and insurance, she has also assisted with wealth planning and distribution, and trust planning on a personal family basis. I will definitely recommend Susan for any Private Wealth or Corporate advisory needs.

Nicholas is a true professional who goes beyond his capacity to ensure that you, as his client benefits from his service. His integrity has marveled me; he firmly believes in recommending products that suits me, and not the expensive ones.

Kok Seng has been informative and thorough in all his recommendations, coupled with a sincere heart which has allowed me to make the right choices while saving considerable amounts of time and money.
I would recommend anyone to entrust him with either or both your personal and corporate finance needs.

Kok Seng is a highly dedicated, determined and passionate individual who constantly seeks to improve himself in his area of expertise. He is very reliable and knowledgeable and is capable of advising his clients on effective ways to financially secure their future. He not only makes an effort to help his clients he is directly involved with but also tries to actively educate and inform the larger community by sharing his knowledge via online platforms.

My experience as his client has been very pleasant. I am someone who has very little knowledge of the financial sector. However, Kok Seng was able to explain financial jargon in easier terms and with simple examples allowing me to understand better. He also makes sure that he keeps me up to date with changes or upgrades in the policies. He is always available to help me on any queries I have on the policies I have taken up.

With Susan’s experience and professional service, I am pleased that she has given me a suitable plan. She has carefully taken time and attention to understand me. There is a quote that explains her service excellence. “The key is to set realistic customer expectations, and then not to just meet them, but to exceed them - preferably in unexpected and helpful ways” by Richard Branson.

Nicholas has been a great help when it comes to my financial planning, he made sure that I am aware of the types of policy coverage I require. He has also demonstrated patience and meticulousness when going through the finer details to ensure that I understand what I am purchasing.

On top of my own policies, he was also willing to go the extra mile to help my family members go through their policies even though they were not his clients. That truly showed his dedication and his willingness to go beyond his responsibilities to serve his clients.

I bought my first insurance policy from Susan 15 years ago, since then I purchased a few more investment products and health protection policies under her.
Susan is professional and trustworthy, I learnt how to grow my retirement fund from her and whenever I approach her for financial advice, she is sincere and always there to provide me with options and practical suggestions. Susan has become my friend and I enjoy our friendship.

I am currently engaging the help of Kok Seng to help me manage my investment portfolio. His dedication and professionalism has been one of the factors that stood out to me, as he spends time to explain the range of financial instruments and the areas to focus on to diversify my portfolio and to maximise the potential of my investments. More importantly, he works with you on your current finances to determine the amount you should be spending on investment so that you do not overstretch yourself, while adapting the financial investments to your needs. Kok Seng is able to help you with managing your finances and not just investment, such as areas of tax and loans, etc. He is very knowledgeable in many areas and will not hesitate to help you to have better oversight of and managing your finances. Definitely a trusted advisor.

Kok Seng is an absolute professional when it comes to advising on financial matters. He truly believes in educating and ensuring that every financial plan is tailor-made to suit your every need and want. Apart from going about his job, he frequently writes articles as well to share his financial knowledge and that spirit of sharing is what makes him stand out in the financial sector.