Nicholas is a true professional who goes beyond his capacity to ensure that you, as his client benefits from his service. His integrity has marveled me; he firmly believes in recommending products that suits me, and not the expensive ones.

I’ve known Nicholas for a long time, he is a great friend and financial advisor. The best part about him is that he doesn’t try to hard-sell for more profit and instead works well to keep within my financial needs and constraints.

Would strongly recommend potential clients out there to have a conversation with him to see how he can help you.

Kok Seng is a highly dedicated, determined and passionate individual who constantly seeks to improve himself in his area of expertise. He is very reliable and knowledgeable and is capable of advising his clients on effective ways to financially secure their future. He not only makes an effort to help his clients he is directly involved with but also tries to actively educate and inform the larger community by sharing his knowledge via online platforms.

My experience as his client has been very pleasant. I am someone who has very little knowledge of the financial sector. However, Kok Seng was able to explain financial jargon in easier terms and with simple examples allowing me to understand better. He also makes sure that he keeps me up to date with changes or upgrades in the policies. He is always available to help me on any queries I have on the policies I have taken up.