Should I invest into tech stocks?
As the tech stocks marched to a new high consistently amid the pandemic, some people are starting to question if they are being overvalued or another dot com bubble is going to happen again. The fact that S&P 500 is now up nearly 55% from the market’s lows and around 7% in 2020 worries the
Basic guide to managing loans and debt
Whether you are a professional such as a lawyer, accountant, doctor, running your own successful business or a regular salaried worker, the question of how much and what kind of debt to take is inevitable. Done properly, debts can help you build a strong leverage position to exponentially grow your monies, while it can also
When is the right time to start financial planning?
A person who just joined the workforce might be concerned that with his low starting pay, he is not earning enough to begin constructing concrete plans for his finances; a businessman might want to focus on running the business and rolling back any positive cash flow back into growing the business, making all other matters
Preparing for your retirement
With the increasing aging population in the country, and in some part due to a lack of professional personal financial planning during people’s earlier years, there is a huge shift in focus towards proper retirement planning in the country in today. How does one define proper retirement planning? Proper retirement planning entails taking into account
How important are costs in investing?
People naturally always want the best deal available, and bargain hunters may be tempted to go for the cheapest options available in the market for cost savings, but are the cheapest options definitely the best ones as well? Increasingly there have been comparisons between Exchange Traded Funds (ETFs) and Unit Trusts (UTs) when you want